@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&family=Playfair+Display:wght@600;700&display=swap');
:root{
  --primary:#2563eb;--primary-hover:#1d4ed8;--primary-dark:#1e40af;
  --primary-light:#eff6ff;--primary-lightest:#f8fbff;--primary-50:#f0f7ff;
  --sky:#38bdf8;--cyan:#06b6d4;--accent:#0ea5e9;
  --navy:#0f2d5e;--navy-mid:#1e3a5f;
  --white:#fff;
  --gray-50:#f9fafb;--gray-100:#f3f4f6;--gray-200:#e5e7eb;
  --gray-300:#d1d5db;--gray-400:#9ca3af;--gray-500:#6b7280;
  --gray-600:#4b5563;--gray-700:#374151;--gray-900:#111827;
  --green:#16a34a;--orange:#d97706;
  --shadow-xs:0 1px 2px rgba(37,99,235,.05);
  --shadow-sm:0 1px 4px rgba(37,99,235,.08);
  --shadow-md:0 4px 16px rgba(37,99,235,.10);
  --shadow-lg:0 8px 30px rgba(37,99,235,.14);
  --shadow-xl:0 16px 48px rgba(37,99,235,.18);
  --radius:10px;--radius-lg:16px;--radius-xl:22px;
  --font:'Plus Jakarta Sans',sans-serif;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--gray-700);background:var(--white);overflow-x:hidden}
a{text-decoration:none;color:inherit}img{max-width:100%}ul{list-style:none}

/* ── TOPBAR ── */
.topbar{background:var(--navy);color:rgba(255,255,255,.85);font-size:12px;padding:7px 0}
.topbar .inner{max-width:1280px;margin:auto;padding:0 24px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px}
.topbar a{color:rgba(255,255,255,.8);transition:color .2s}.topbar a:hover{color:#fff}
.tb-links,.tb-right{display:flex;gap:18px;align-items:center}
.tb-sep{opacity:.3}

/* ── HEADER ── */
header{background:var(--white);border-bottom:1.5px solid #dbeafe;position:sticky;top:0;z-index:1000;box-shadow:0 2px 12px rgba(37,99,235,.06)}
.header-inner{max-width:1280px;margin:auto;padding:0 24px;display:flex;align-items:center;gap:20px;height:68px}

/* Logo */
.logo{display:flex;align-items:center;gap:10px;flex-shrink:0;cursor:pointer}
.logo-mark{width:40px;height:40px;background:linear-gradient(135deg,var(--primary),var(--accent));border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:19px;font-weight:800;color:#fff;font-family:'Playfair Display',serif}
.logo-wordmark{display:flex;flex-direction:column;line-height:1}
.logo-name{font-size:21px;font-weight:800;letter-spacing:-.5px;color:var(--navy)}
.logo-name .Fin{color:var(--primary)}.logo-name .T{color:var(--accent)}.logo-name .al{color:var(--navy)}.logo-name .co{color:var(--cyan)}
.logo-sub{font-size:9px;text-transform:uppercase;letter-spacing:.7px;color:var(--gray-400);margin-top:1px}

/* Nav */
nav{flex:1;display:flex;align-items:center;gap:2px}
.nav-item{position:relative}
.nav-link{display:flex;align-items:center;gap:4px;padding:8px 11px;font-size:13px;font-weight:600;color:var(--gray-700);border-radius:8px;transition:all .2s;cursor:pointer;white-space:nowrap;user-select:none}
.nav-link:hover,.nav-link.active{color:var(--primary);background:var(--primary-light)}
.nav-link .arr{width:13px;height:13px;transition:transform .2s}
.nav-item:hover .arr{transform:rotate(180deg)}

/* Dropdown */
.dropdown{display:none;position:absolute;top:calc(100% + 6px);left:0;background:var(--white);border:1.5px solid #dbeafe;border-radius:var(--radius-lg);box-shadow:var(--shadow-xl);min-width:240px;padding:8px;z-index:999;animation:ddIn .18s ease}
@keyframes ddIn{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:translateY(0)}}
.dropdown.wide{min-width:700px}
.dropdown.wide .dd-cols{display:grid;grid-template-columns:1fr 1fr 1fr;gap:4px}
.nav-item:hover .dropdown{display:block}
.dd-head{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.9px;color:var(--gray-400);padding:8px 10px 4px}
.dd-item{display:flex;align-items:center;gap:9px;padding:8px 10px;border-radius:8px;font-size:13px;font-weight:500;color:var(--gray-700);transition:all .15s;cursor:pointer}
.dd-item:hover{background:var(--primary-light);color:var(--primary)}
.dd-ico{width:26px;height:26px;border-radius:7px;background:var(--primary-light);display:flex;align-items:center;justify-content:center;font-size:13px;flex-shrink:0;transition:all .15s}
.dd-item:hover .dd-ico{background:var(--primary);color:#fff}
.dd-div{height:1px;background:var(--gray-100);margin:5px 0}
/* EXPERT tab highlight */
.nav-link.expert-tab{background:linear-gradient(135deg,var(--primary-light),#dbeafe);color:var(--primary);border:1.5px solid #bfdbfe}
.nav-link.expert-tab:hover{background:var(--primary);color:#fff}

/* Header right */
.hdr-cta{display:flex;gap:10px;margin-left:auto;flex-shrink:0;align-items:center}
.hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:5px}
.hamburger span{display:block;width:22px;height:2px;background:var(--gray-700);border-radius:2px}

/* ── BUTTONS ── */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;padding:9px 20px;border-radius:9px;font-size:13.5px;font-weight:700;cursor:pointer;transition:all .2s;border:none;font-family:var(--font);letter-spacing:-.2px}
.btn-outline{background:transparent;border:1.5px solid var(--primary);color:var(--primary)}
.btn-outline:hover{background:var(--primary-light)}
.btn-primary{background:var(--primary);color:#fff;box-shadow:0 2px 8px rgba(37,99,235,.25)}
.btn-primary:hover{background:var(--primary-hover);transform:translateY(-1px);box-shadow:0 4px 14px rgba(37,99,235,.35)}
.btn-white{background:#fff;color:var(--primary);box-shadow:0 2px 10px rgba(0,0,0,.10)}
.btn-white:hover{box-shadow:0 4px 18px rgba(0,0,0,.15);transform:translateY(-1px)}
.btn-sky{background:var(--sky);color:#fff}.btn-sky:hover{background:#0284c7}
.btn-lg{padding:13px 28px;font-size:15px;border-radius:11px}
.btn-sm{padding:7px 15px;font-size:12.5px;border-radius:8px}
.btn-full{width:100%}
.btn-ghost{background:rgba(255,255,255,.15);color:#fff;border:1.5px solid rgba(255,255,255,.35)}
.btn-ghost:hover{background:rgba(255,255,255,.25)}

/* ── ANNOUNCE BAR ── */
.announce{background:linear-gradient(135deg,var(--primary),var(--accent));color:#fff;text-align:center;font-size:13px;padding:8px 44px;position:relative}
.announce a{color:#bfdbfe;font-weight:700}.announce a:hover{color:#fff}
.ann-close{position:absolute;right:14px;top:50%;transform:translateY(-50%);background:none;border:none;color:#fff;font-size:20px;cursor:pointer;opacity:.7;line-height:1}

/* ── TRUST BAR ── */
.trust-bar{background:var(--primary-lightest);border-bottom:1.5px solid #dbeafe;padding:14px 24px}
.trust-inner{max-width:1280px;margin:auto;display:flex;align-items:center;gap:36px;flex-wrap:wrap;justify-content:center}
.trust-item{display:flex;align-items:center;gap:8px;font-size:12.5px;font-weight:600;color:var(--gray-600)}
.t-ico{font-size:17px}

/* ── HERO (light) ── */
.hero{background:linear-gradient(135deg,#ffffff 0%,var(--primary-light) 55%,#dbeafe 100%);position:relative;overflow:hidden;padding:72px 24px 80px;border-bottom:1.5px solid #dbeafe}
.hero::before{content:'';position:absolute;top:-100px;right:-100px;width:500px;height:500px;border-radius:50%;background:radial-gradient(circle,rgba(37,99,235,.07) 0%,transparent 70%)}
.hero::after{content:'';position:absolute;bottom:-80px;left:-80px;width:350px;height:350px;border-radius:50%;background:radial-gradient(circle,rgba(14,165,233,.06) 0%,transparent 70%)}
.hero-inner{max-width:1280px;margin:auto;display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;position:relative;z-index:1}
.hero-badge{display:inline-flex;align-items:center;gap:7px;background:var(--primary-light);border:1.5px solid #bfdbfe;border-radius:100px;padding:6px 14px;font-size:12px;font-weight:700;color:var(--primary);margin-bottom:18px}
.hero-badge .dot{width:7px;height:7px;background:#22c55e;border-radius:50%;animation:pulse 2s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.4}}
.hero h1{font-size:clamp(30px,3.2vw,48px);font-weight:800;color:var(--navy);line-height:1.15;letter-spacing:-1px;margin-bottom:16px}
.hero h1 em{font-style:normal;color:var(--primary)}
.hero p{font-size:16.5px;color:var(--gray-600);line-height:1.7;margin-bottom:28px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:32px}
.hero-stats{display:flex;gap:28px;flex-wrap:wrap}
.h-stat .num{font-size:22px;font-weight:800;color:var(--navy);display:block;line-height:1}
.h-stat .lbl{font-size:11.5px;color:var(--gray-500);margin-top:2px}

/* Search Box */
.search-box{background:var(--white);border-radius:var(--radius-xl);padding:28px;box-shadow:var(--shadow-xl);border:1.5px solid #dbeafe}
.search-box h3{font-size:17px;font-weight:800;color:var(--navy);margin-bottom:5px}
.search-box>p{font-size:13px;color:var(--gray-400);margin-bottom:18px}
.s-wrap{display:flex;border:1.5px solid var(--gray-200);border-radius:10px;overflow:hidden;transition:border-color .2s}
.s-wrap:focus-within{border-color:var(--primary);box-shadow:0 0 0 3px rgba(37,99,235,.08)}
.s-input{flex:1;padding:12px 15px;font-size:13.5px;border:none;outline:none;font-family:var(--font);color:var(--gray-700)}
.s-btn{background:var(--primary);color:#fff;border:none;padding:0 20px;font-size:13px;font-weight:700;cursor:pointer;font-family:var(--font);transition:background .2s}
.s-btn:hover{background:var(--primary-hover)}
.s-tags{display:flex;flex-wrap:wrap;gap:7px;margin-top:12px}
.s-tag{padding:4px 11px;background:var(--primary-light);color:var(--primary);border-radius:100px;font-size:11.5px;font-weight:700;cursor:pointer;transition:all .2s;border:1px solid #bfdbfe}
.s-tag:hover{background:var(--primary);color:#fff;border-color:var(--primary)}

/* ── SECTION BASE ── */
section{padding:64px 24px}
.section-inner{max-width:1280px;margin:auto}
.sec-head{text-align:center;margin-bottom:48px}
.eyebrow{font-size:11.5px;font-weight:700;text-transform:uppercase;letter-spacing:1.2px;color:var(--primary);margin-bottom:10px;display:block}
.sec-head h2{font-size:clamp(24px,2.5vw,36px);font-weight:800;color:var(--navy);letter-spacing:-.5px;margin-bottom:12px;line-height:1.2}
.sec-head p{font-size:15.5px;color:var(--gray-500);max-width:540px;margin:auto;line-height:1.7}
.bg-light{background:var(--primary-lightest)}
.bg-blue{background:linear-gradient(135deg,#f0f7ff,#e8f3ff)}
.bg-navy{background:linear-gradient(135deg,var(--navy),#1e40af)}

/* ── SERVICE CARDS ── */
.services-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(190px,1fr));gap:14px}
.svc-card{background:var(--white);border:1.5px solid #dbeafe;border-radius:var(--radius-lg);padding:20px 16px;cursor:pointer;transition:all .25s;position:relative;overflow:hidden}
.svc-card:hover{border-color:var(--primary);transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.svc-ico{width:42px;height:42px;border-radius:10px;background:var(--primary-light);display:flex;align-items:center;justify-content:center;font-size:20px;margin-bottom:12px;transition:all .25s}
.svc-card:hover .svc-ico{background:var(--primary);transform:scale(1.08)}
.svc-title{font-size:13px;font-weight:700;color:var(--navy);margin-bottom:4px}
.svc-desc{font-size:11.5px;color:var(--gray-400);line-height:1.6}
.svc-badge{position:absolute;top:10px;right:10px;font-size:9.5px;font-weight:700;padding:2px 7px;border-radius:100px}
.badge-popular{background:#fef3c7;color:#d97706}
.badge-new{background:#dcfce7;color:#16a34a}

/* ── STEPS ── */
.steps-row{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative}
.steps-row::before{content:'';position:absolute;top:34px;left:12.5%;right:12.5%;height:2px;background:linear-gradient(to right,var(--primary),var(--accent));z-index:0}
.step{text-align:center;position:relative;z-index:1}
.step-num{width:68px;height:68px;border-radius:50%;background:var(--white);border:2.5px solid var(--primary);display:flex;align-items:center;justify-content:center;margin:0 auto 16px;font-size:22px;font-weight:800;color:var(--primary);box-shadow:0 0 0 7px var(--primary-light)}
.step h4{font-size:14.5px;font-weight:700;color:var(--navy);margin-bottom:6px}
.step p{font-size:12.5px;color:var(--gray-500);line-height:1.65}

/* ── WHY US ── */
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center}
.why-stats-block{background:linear-gradient(135deg,var(--primary-light),#dbeafe);border-radius:var(--radius-xl);padding:36px;display:grid;grid-template-columns:1fr 1fr;gap:14px}
.wstat{background:var(--white);border-radius:var(--radius);padding:18px;text-align:center;box-shadow:var(--shadow-sm)}
.wstat .big{font-size:26px;font-weight:800;color:var(--primary);line-height:1}
.wstat .sm{font-size:11.5px;color:var(--gray-400);margin-top:4px}
.why-points{display:flex;flex-direction:column;gap:18px;margin-top:28px}
.why-pt{display:flex;gap:14px;align-items:flex-start}
.why-check{width:36px;height:36px;border-radius:9px;background:var(--primary);color:#fff;font-weight:800;font-size:16px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.why-pt h4{font-size:14px;font-weight:700;color:var(--navy);margin-bottom:3px}
.why-pt p{font-size:12.5px;color:var(--gray-500);line-height:1.6}

/* ── TESTIMONIALS ── */
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.testi{background:var(--white);border:1.5px solid #dbeafe;border-radius:var(--radius-lg);padding:24px;transition:all .25s}
.testi:hover{border-color:var(--primary);box-shadow:var(--shadow-md);transform:translateY(-3px)}
.stars{color:#f59e0b;font-size:14px;margin-bottom:12px;letter-spacing:2px}
.testi-txt{font-size:13.5px;color:var(--gray-600);line-height:1.75;margin-bottom:16px;font-style:italic}
.testi-auth{display:flex;align-items:center;gap:10px}
.t-av{width:40px;height:40px;border-radius:50%;background:linear-gradient(135deg,var(--primary),var(--accent));display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:14px;flex-shrink:0}
.t-name{font-size:13.5px;font-weight:700;color:var(--navy)}
.t-role{font-size:11.5px;color:var(--gray-400)}

/* ── PRICING ── */
.pricing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.price-card{background:var(--white);border:2px solid #dbeafe;border-radius:var(--radius-lg);padding:30px 26px;position:relative;transition:all .25s}
.price-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-2px)}
.price-card.featured{border-color:var(--primary);box-shadow:0 8px 36px rgba(37,99,235,.18)}
.price-badge{position:absolute;top:-13px;left:50%;transform:translateX(-50%);background:var(--primary);color:#fff;font-size:10.5px;font-weight:700;padding:3px 14px;border-radius:100px;white-space:nowrap}
.p-name{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.9px;color:var(--gray-400);margin-bottom:8px}
.p-amt{font-size:36px;font-weight:800;color:var(--navy);line-height:1;margin-bottom:4px}
.p-amt span{font-size:15px;font-weight:500;color:var(--gray-400)}
.p-period{font-size:12px;color:var(--gray-400);margin-bottom:22px}
.p-feats{display:flex;flex-direction:column;gap:9px;margin-bottom:26px}
.p-feat{display:flex;align-items:center;gap:9px;font-size:13px;color:var(--gray-700)}
.p-feat::before{content:'✓';width:18px;height:18px;border-radius:50%;background:var(--primary-light);color:var(--primary);font-size:10px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0}

/* ── FAQ ── */
.faq-list{max-width:760px;margin:auto;display:flex;flex-direction:column;gap:10px}
.faq-item{background:var(--white);border:1.5px solid #dbeafe;border-radius:var(--radius);overflow:hidden;transition:border-color .2s}
.faq-item.open{border-color:var(--primary)}
.faq-q{display:flex;justify-content:space-between;align-items:center;padding:17px 18px;cursor:pointer;font-size:14.5px;font-weight:600;color:var(--navy)}
.faq-ico{width:26px;height:26px;border-radius:7px;background:var(--primary-light);color:var(--primary);display:flex;align-items:center;justify-content:center;font-size:17px;flex-shrink:0;transition:all .2s;font-weight:300}
.faq-item.open .faq-ico{background:var(--primary);color:#fff;transform:rotate(45deg)}
.faq-a{display:none;padding:0 18px 16px;font-size:13.5px;color:var(--gray-600);line-height:1.75;border-top:1px solid var(--gray-100)}
.faq-item.open .faq-a{display:block}

/* ── CTA BANNER ── */
.cta-banner{background:linear-gradient(135deg,var(--primary),var(--accent));padding:60px 24px;text-align:center}
.cta-banner h2{font-size:clamp(24px,3vw,38px);font-weight:800;color:#fff;margin-bottom:12px;letter-spacing:-.5px}
.cta-banner p{font-size:16px;color:rgba(255,255,255,.85);margin-bottom:28px;max-width:520px;margin-left:auto;margin-right:auto}
.cta-btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}

/* ── FOOTER ── */
footer{background:#0a1628;color:rgba(255,255,255,.65)}
.footer-main{max-width:1280px;margin:auto;padding:56px 24px 0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr 1fr;gap:40px;padding-bottom:44px;border-bottom:1px solid rgba(255,255,255,.07)}
.foot-brand .foot-logo{font-size:22px;font-weight:800;color:#fff;margin-bottom:10px}
.foot-brand .foot-logo .Fin{color:#93c5fd}.foot-brand .foot-logo .T{color:var(--sky)}.foot-brand .foot-logo .co{color:var(--cyan)}
.foot-brand p{font-size:13px;line-height:1.75;color:rgba(255,255,255,.5);margin-bottom:18px;max-width:250px}
.foot-socials{display:flex;gap:9px}
.soc-btn{width:34px;height:34px;border-radius:8px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.1);display:flex;align-items:center;justify-content:center;font-size:15px;cursor:pointer;transition:all .2s;color:rgba(255,255,255,.7)}
.soc-btn:hover{background:var(--primary);border-color:var(--primary);color:#fff}
.foot-col h4{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.9px;color:#fff;margin-bottom:16px}
.foot-col ul{display:flex;flex-direction:column;gap:9px}
.foot-col a{font-size:13px;color:rgba(255,255,255,.5);transition:color .2s}
.foot-col a:hover{color:#fff}
.foot-bottom{display:flex;justify-content:space-between;align-items:center;padding:18px 0;flex-wrap:wrap;gap:10px;font-size:12px}
.foot-bottom-links{display:flex;gap:18px}
.foot-bottom-links a{color:rgba(255,255,255,.4);transition:color .2s}
.foot-bottom-links a:hover{color:rgba(255,255,255,.8)}

/* ── SERVICE PAGE HERO ── */
.svc-hero{background:linear-gradient(135deg,#f0f7ff,#dbeafe);padding:56px 24px 60px;border-bottom:1.5px solid #bfdbfe}
.svc-hero-inner{max-width:1280px;margin:auto;display:grid;grid-template-columns:1fr 380px;gap:48px;align-items:start}
.svc-hero-badge{display:inline-flex;align-items:center;gap:6px;background:var(--white);border:1.5px solid #bfdbfe;border-radius:100px;padding:5px 12px;font-size:11.5px;font-weight:700;color:var(--primary);margin-bottom:14px}
.svc-hero h1{font-size:clamp(26px,3vw,40px);font-weight:800;color:var(--navy);margin-bottom:12px;letter-spacing:-.5px;line-height:1.2}
.svc-hero>div>p{font-size:15.5px;color:var(--gray-600);line-height:1.7;margin-bottom:22px}
.svc-bullets{display:flex;flex-direction:column;gap:9px;margin-bottom:28px}
.svc-bullet{display:flex;align-items:center;gap:9px;font-size:13.5px;font-weight:500;color:var(--gray-700)}
.svc-bullet::before{content:'✓';width:20px;height:20px;border-radius:50%;background:var(--primary);color:#fff;font-size:10px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.svc-card-box{background:var(--white);border:1.5px solid #bfdbfe;border-radius:var(--radius-xl);padding:28px;box-shadow:var(--shadow-lg)}
.svc-price-tag{display:flex;align-items:baseline;gap:6px;margin-bottom:4px}
.svc-price-tag .starts{font-size:12px;color:var(--gray-400)}
.svc-price-tag .price{font-size:30px;font-weight:800;color:var(--primary)}
.svc-price-tag .dur{font-size:13px;color:var(--gray-400)}
.svc-card-box .sub{font-size:12px;color:var(--gray-400);margin-bottom:18px}
.svc-features{display:flex;flex-direction:column;gap:8px;margin-bottom:20px}
.svc-feature{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--gray-700)}
.svc-feature .ico{font-size:14px;width:20px;text-align:center}
.svc-trust{display:flex;gap:14px;margin-top:14px;padding-top:14px;border-top:1px solid var(--gray-100);flex-wrap:wrap}
.svc-trust-item{font-size:11.5px;color:var(--gray-500);display:flex;align-items:center;gap:5px}
/* Breadcrumb */
.breadcrumb{background:var(--white);border-bottom:1px solid var(--gray-100);padding:10px 24px}
.bc-inner{max-width:1280px;margin:auto;display:flex;align-items:center;gap:6px;font-size:12.5px;color:var(--gray-400)}
.bc-inner a{color:var(--primary)}.bc-inner a:hover{text-decoration:underline}
.bc-sep{color:var(--gray-300)}
/* Info tabs */
.tabs-row{display:flex;gap:0;border-bottom:2px solid var(--gray-200);margin-bottom:32px;overflow-x:auto}
.tab-btn{padding:12px 20px;font-size:13.5px;font-weight:600;color:var(--gray-500);cursor:pointer;border-bottom:2.5px solid transparent;margin-bottom:-2px;transition:all .2s;white-space:nowrap;background:none;border-top:none;border-left:none;border-right:none;font-family:var(--font)}
.tab-btn.active{color:var(--primary);border-bottom-color:var(--primary)}
.tab-panel{display:none}.tab-panel.active{display:block}

/* Inclusions grid */
.inc-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.inc-box{background:var(--white);border:1.5px solid #dbeafe;border-radius:var(--radius-lg);padding:24px}
.inc-box h4{font-size:15px;font-weight:700;color:var(--navy);margin-bottom:16px;display:flex;align-items:center;gap:8px}
.inc-list{display:flex;flex-direction:column;gap:9px}
.inc-item{display:flex;align-items:flex-start;gap:9px;font-size:13px;color:var(--gray-700);line-height:1.5}
.inc-item::before{content:'✓';color:var(--green);font-weight:700;flex-shrink:0;margin-top:1px}

/* Related services */
.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.rel-card{background:var(--white);border:1.5px solid #dbeafe;border-radius:var(--radius-lg);padding:20px;transition:all .2s;cursor:pointer}
.rel-card:hover{border-color:var(--primary);box-shadow:var(--shadow-md);transform:translateY(-2px)}
.rel-ico{font-size:24px;margin-bottom:10px}
.rel-title{font-size:14px;font-weight:700;color:var(--navy);margin-bottom:5px}
.rel-desc{font-size:12.5px;color:var(--gray-500);line-height:1.55}
.rel-price{font-size:12px;font-weight:700;color:var(--primary);margin-top:10px}

/* ── EXPERT PAGE ── */
.expert-hero{background:linear-gradient(135deg,#f0f7ff,#dbeafe);padding:56px 24px;text-align:center;border-bottom:1.5px solid #bfdbfe}
.expert-tabs{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-bottom:48px}
.expert-tab-card{background:var(--white);border:2px solid #dbeafe;border-radius:var(--radius-lg);padding:24px 18px;text-align:center;cursor:pointer;transition:all .25s}
.expert-tab-card:hover,.expert-tab-card.active{border-color:var(--primary);box-shadow:var(--shadow-md);transform:translateY(-3px)}
.expert-tab-card.active{background:var(--primary-light)}
.etc-ico{font-size:36px;margin-bottom:12px}
.etc-title{font-size:14.5px;font-weight:700;color:var(--navy);margin-bottom:4px}
.etc-count{font-size:12px;color:var(--gray-400)}
.expert-panel{display:none}.expert-panel.active{display:block}
.experts-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.expert-card{background:var(--white);border:1.5px solid #dbeafe;border-radius:var(--radius-lg);padding:24px;transition:all .25s}
.expert-card:hover{border-color:var(--primary);box-shadow:var(--shadow-lg);transform:translateY(-3px)}
.exp-avatar{width:72px;height:72px;border-radius:50%;background:linear-gradient(135deg,var(--primary),var(--accent));display:flex;align-items:center;justify-content:center;font-size:26px;font-weight:700;color:#fff;margin-bottom:14px;border:3px solid var(--primary-light)}
.exp-name{font-size:16px;font-weight:800;color:var(--navy);margin-bottom:3px}
.exp-cred{font-size:12px;color:var(--primary);font-weight:700;margin-bottom:8px}
.exp-rating{display:flex;align-items:center;gap:6px;margin-bottom:10px}
.exp-stars{color:#f59e0b;font-size:13px}
.exp-r-num{font-size:12.5px;color:var(--gray-500)}
.exp-tags{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:14px}
.exp-tag{padding:3px 10px;background:var(--primary-light);color:var(--primary);border-radius:100px;font-size:11px;font-weight:600}
.exp-exp{font-size:12.5px;color:var(--gray-500);margin-bottom:16px}
.exp-fee{font-size:13px;font-weight:700;color:var(--navy);margin-bottom:14px}
.exp-fee span{font-size:18px;color:var(--primary)}

/* ── CONTACT FORM ── */
.contact-hero{background:linear-gradient(135deg,#f0f7ff,#dbeafe);padding:48px 24px;border-bottom:1.5px solid #bfdbfe;text-align:center}
.contact-grid{display:grid;grid-template-columns:1fr 1.6fr;gap:44px;align-items:start}
.contact-info-cards{display:flex;flex-direction:column;gap:14px}
.c-info-card{background:var(--white);border:1.5px solid #dbeafe;border-radius:var(--radius-lg);padding:20px 22px;display:flex;align-items:flex-start;gap:14px}
.c-info-ico{font-size:24px;flex-shrink:0;margin-top:2px}
.c-info-title{font-size:14.5px;font-weight:700;color:var(--navy);margin-bottom:3px}
.c-info-val{font-size:13px;color:var(--gray-600)}
.contact-form-box{background:var(--white);border:1.5px solid #dbeafe;border-radius:var(--radius-xl);padding:36px;box-shadow:var(--shadow-lg)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-group{margin-bottom:16px}
.form-group label{display:block;font-size:12.5px;font-weight:700;color:var(--gray-700);margin-bottom:7px}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:11px 14px;border:1.5px solid var(--gray-200);border-radius:9px;font-size:13.5px;font-family:var(--font);outline:none;transition:all .2s;color:var(--gray-700);background:var(--white)}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--primary);box-shadow:0 0 0 3px rgba(37,99,235,.08)}
.form-group textarea{min-height:110px;resize:vertical}
.form-success{display:none;background:#dcfce7;border:1.5px solid #16a34a;border-radius:var(--radius);padding:16px;text-align:center;color:#15803d;font-weight:600;font-size:14px;margin-top:14px}
.form-error{display:none;background:#fef2f2;border:1.5px solid #dc2626;border-radius:var(--radius);padding:12px;color:#dc2626;font-size:13px;margin-top:10px}

/* ── POPUP ── */
.popup-overlay{display:none;position:fixed;inset:0;background:rgba(15,45,94,.35);z-index:2000;align-items:center;justify-content:center;backdrop-filter:blur(4px)}
.popup-overlay.show{display:flex}
.popup{background:#fff;border-radius:var(--radius-xl);padding:34px;max-width:460px;width:90%;position:relative;animation:popIn .3s ease}
@keyframes popIn{from{transform:scale(.92) translateY(16px);opacity:0}to{transform:scale(1) translateY(0);opacity:1}}
.popup-close{position:absolute;top:13px;right:13px;width:28px;height:28px;border-radius:7px;background:var(--gray-100);border:none;cursor:pointer;font-size:17px;color:var(--gray-500)}
.popup-close:hover{background:var(--gray-200)}
.popup h3{font-size:19px;font-weight:800;color:var(--navy);margin-bottom:5px}
.popup>p{font-size:13.5px;color:var(--gray-500);margin-bottom:20px}

/* ── MOBILE NAV ── */
.mob-nav{display:none;position:fixed;inset:0;background:#fff;z-index:1500;overflow-y:auto;padding:20px}
.mob-nav.open{display:block}
.mob-nav-hdr{display:flex;justify-content:space-between;align-items:center;margin-bottom:24px}
.mob-close{font-size:22px;cursor:pointer;color:var(--gray-600);background:none;border:none}
.mob-nav a{display:block;padding:12px 0;font-size:15px;font-weight:600;color:var(--gray-700);border-bottom:1px solid var(--gray-100)}
.mob-nav a:hover{color:var(--primary)}

/* ── RESPONSIVE ── */
@media(max-width:1024px){
  .footer-grid{grid-template-columns:1fr 1fr;gap:28px}
  .steps-row{grid-template-columns:1fr 1fr}.steps-row::before{display:none}
  .why-grid{grid-template-columns:1fr}
  .svc-hero-inner{grid-template-columns:1fr}
  .svc-card-box{max-width:480px}
  .expert-tabs{grid-template-columns:1fr 1fr}
  .experts-grid{grid-template-columns:1fr 1fr}
  .contact-grid{grid-template-columns:1fr}
}
@media(max-width:768px){
  nav{display:none}.hamburger{display:flex}
  .hdr-cta .btn-outline{display:none}
  .hero-inner{grid-template-columns:1fr}
  .hero{padding:44px 24px 52px}
  .testi-grid{grid-template-columns:1fr}
  .pricing-grid{grid-template-columns:1fr}
  .services-grid{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr}
  .inc-grid{grid-template-columns:1fr}
  .related-grid{grid-template-columns:1fr}
  .tb-links{display:none}
  .expert-tabs{grid-template-columns:1fr 1fr}
  .experts-grid{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
}
@media(max-width:480px){
  .services-grid{grid-template-columns:1fr}
  .hero-stats{flex-wrap:wrap}
  .hero-actions{flex-direction:column}
  .expert-tabs{grid-template-columns:1fr 1fr}
}